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Promise Loans

www.promisefinance.co.uk

Promise Loans are available for almost any purpose, and the firm offers deals for homeowners, people with bad credit histories and normal customers alike. APRs get lower the more you borrow – 6.9% for loans over £25,000 – although for more reasonable sums, the APRs are between 8% and 10%.

About Promise Loans

Promise Loans seem to cover every eventuality: homeowner loans, unsecured loans, consolidation loans and even loans for people with a bad credit rating. You can borrow from £3,000 to £100,000, and the APRs can be very competitive: the headline rate is 7.9%, but that drops to just 6.9% for loans over £25,000. For more modest sums the APRs are slightly higher: 10.7% for loans of up to £10,000, 9.5% up to £15,000, and 8.4% for loans of £15,000 to £25,000.

Promise Loans is also happy to deal with two types of people that often have problems getting finance: the self-employed, and people who still live with their parents. The firm will also consider lending money even if you've only been with an employer for a short time.

No matter what kinds of Promise Loans you're interested in, the application process is the same – a simple email form that asks a handful of questions. The firm will then get in touch, although there's no indication on the site of how long Promise Loans will take to get back to you.

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