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Personal Loans UK

Raise money for almost any purpose

When it comes to personal loans UK consumers are spoilt for choice. All kinds of lenders, from high street banks to online-only operations and even supermarkets are happy to hand over cash for almost any purpose, and the fierce competition means there are plenty of incentives available.

If you need to borrow a relatively small amount of money and don't want to secure the loan on your property, a personal loan is the answer. With personal loans UK consumers can choose from a dizzying range of lenders, and the fierce competition means there are lots of incentives to choose from. Some firms will delay your first repayment for three months; others will give you the option of a payment holiday, which means you can take a break from repayments for a few months – provided, of course, that you've been keeping your payments up to date.
With personal loans UK lenders aren't as generous as they are with secured loans, because a personal loan is more risky for the lender. As a result interest rates, while reasonable, won't be as low as they are for secured personal loans; the amount you can borrow is generally lower, too. That means that personal loans are best suited to reasonably modest purchases such as a car, a holiday or to pay off credit card debts. helps you find the best loans companies for your specific needs, and gives you background information on the various types of loans available in our loans articles, more loans articles and still more loans articles.

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