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Personal Loans In UK

Does the Internet give you an unfair advantage? Yes.

Personal loans in UK households fall into two distinct camps: loans arranged over the Internet, and loans arranged in the high street. Internet loans are often much cheaper than high street ones, even from the same company. You can often get the same loan at better rates than non-Net customers.

The Internet can make you better off. That's because personal loans in UK markets come in two types: high street loans, and Internet-only offers. Typically the Internet-only offers come with lower APRs and/or arrangement fees than their high street equivalents, even when you're dealing with the same firm.
For example, this writer recently spoke to his local branch about a small loan – but felt the bank's representative was a little too pushy. The same bank's Web site had the same loan, but at a lower interest rate – which meant a saving of around £30 per month. The differences are even more dramatic when you start looking at Internet-only firms who don't need to run expensive high street branches.
It seems that personal loans in UK households fall into one of two categories: good value loans that were arranged over the Internet, and the more expensive loans arranged in high street offices. helps you find the best loans companies for your specific needs, and gives you background information on the various types of loans available in our loans articles, more loans articles and still more loans articles.

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