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Northern Rock Loans

Northern Rock loans are available in both secured and unsecured forms, with a typical APR of just 6.7% for unsecured loans and 6.1% for secured loans. Both rates are variable. Northern Rock loans can be taken out over longer terms than most lenders: up to 10 years for unsecured loans and 25 years for secured loans.

About Northern Rock Loans

If you're planning to borrow over a fairly long period of time, Northern Rock loans are worth a look. Unlike most lenders, which restrict loan periods to five or seven years, the firm will lend over a ten year period for personal loans and up to 25 years for homeowners.

APRs are reasonable – especially in the case of personal loans, which have a typical APR of 6.7%, fixed for the term of the loan – but the rates for secured loans are flexible and range from 6.1% APR to 11.4% APR. Northern Rock promises that the quoted APRs will be offered to most customers borrowing more than £3,000, although the rate you get will depend on your credit rating and the amount you borrow.

Northern Rock loans can be from £1,000 to £25,000 for unsecured loans, or from £3,000 to £30,000 for secured loans. There's a full application form on the site but if you're in a hurry the much shorter "quick quote" form gives you an indication of the cost of your loan in a few seconds. helps you find the best loans companies for your specific needs, and gives you background information on the various types of loans available in our loans articles, more loans articles and still more loans articles.

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