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NatWest Loans

NatWest loans offer reasonable APRs – from 10.1% - on loans of up to £15,000, and rates are fixed for the duration of the loan. However, other lenders offer much better rates – and if you're not already a customer, NatWest loans will make you apply for a NatWest bank account before you can borrow any cash.

About NatWest Loans

The NatWest loans page is hidden away in a dark corner of the NatWest site, and it's a bit of a pain to find any information: for example, it's only when you start to complete the online application that the site informs you that you need to have a NatWest account to get a NatWest loan (although you can apply for that online too).

With a bit of clicking you'll discover the available APRs, which are reasonable rather than spectacular: the lowest APR from NatWest loans is 10.1% for borrowings of £15,000 or more, while if you borrow £2,000 you'll pay a rather scary 19.7% APR. If you're an Advantage Gold customer the rate drops by around 1%, which means the lowest rate on offer is 9.0% APR on a £15,000 loan. As with other lenders, payment protection is available for an additional fee.

You can borrow from £1,000 to £25,000, but the NatWest loans site is only geared up to handle online applications for loans of up to £15,000. If you want to borrow more, you'll need to phone or visit your nearest branch. helps you find the best loans companies for your specific needs, and gives you background information on the various types of loans available in our loans articles, more loans articles and still more loans articles.

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