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Marbles Loans

Marbles Loans come from the HFC bank and offer a low-ish APR of 7.8%. You can borrow from £1,000 to £25,000 and repay over a period of 1 to 7 years; payment protection is available for an additional fee. For £25 you can have Marbles loans transfer the money immediately.

About Marbles Loans

Some lenders offer a confusing number of products, but Marbles loans are different: one form, one interest rate and one product. You can borrow from £1,000 to £25,000 and choose repayment periods from one year to seven years, and payment protection is available for an additional fee; the online form is simple enough but you can also apply by phone – and unlike some other lenders, using the phone won't mean you pay a higher interest rate.

Marbles loans currently have an APR of 7.8%, although that's a typical rate – you might be quoted a higher APR depending on your circumstances. For smaller loans the APR increases dramatically: 12.5% for loans between £3,000 and £4,999, and a whopping 15.9% on loans between £1,000 and £2,999 – which is a higher interest rate than some credit cards charge.

There's nothing particularly wrong with Marbles loans, but there's nothing particularly great about the offers either: if you're borrowing a small amount, you'll be able to pay less interest if you spend time shopping around, and if you're borrowing a large amount then you'll be welcomed with open arms by the 6.9% APR brigade. helps you find the best loans companies for your specific needs, and gives you background information on the various types of loans available in our loans articles, more loans articles and still more loans articles.

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