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Homeowner Loans

Home isn't just where the heart is – it's where the best loans are too

Homeowner loans are the Holy Grail for many lenders: if you've got a house, you're a good credit risk – and because the loan is secured on your property, if you don't pay up the lender can kick you out on the street and recover your cash. Low rates are the result.

If you own a house, the problem isn't getting homeowner loans – it's getting the banks to leave you alone. Banks and other lenders love homeowners, because they're the safest bet when it comes to borrowing. As a result you'll find everyone competing for your business. Homeowner loans are available almost everywhere for almost any purpose, and you can expect very low APRs and stacks of goodies such as repayment holidays, long repayment periods and so on.
Of course, there's a catch: homeowner loans are secured against your property, which means you could end up in serious trouble if you fall behind in your payments: never mind repossessing the telly; if you default on a loan secured on your property you could end up with the lender repossessing your house. Payment protection insurance, then, is essential – that way if things go wrong and you fall on hard times, you won't need to worry about losing your house too. helps you find the best loans companies for your specific needs, and gives you background information on the various types of loans available in our loans articles, more loans articles and still more loans articles.

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