Home Owner Loans

Lenders love home owners, so there are lots of great deals

Home owner loans are the easiest and cheapest type of loans you can get, because they're the least risky for lenders – not least because if you don't make the repayments, the lender can sell your house. There are lots of deals to choose from, but it's important to make sure you're not overstretching your finances.

Home owner loans are ideal for big purchases such as a new conservatory or bathroom, raising money for school fees or other expensive items, and lenders love them: of all the loans on the market, home owner loans are the least risky for lenders. As a result you'll find that interest rates are very low, there are plenty of lenders to choose from, and it's easy to find the right package for your needs.
The thing that makes home owner loans so attractive to lenders does mean you need to be careful, though. Because home owner loans are secured on your property, if you can't meet the repayments then the lender can force the sale of your house. It's important to make sure you really can afford the repayments, even if your circumstances change, and we'd strongly recommend payment protection insurance to protect your property in the event of redundancy or illness.

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