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Fast Unsecured Loans

Borrow in haste, repent at leisure…

The Internet is packed with companies offering fast unsecured loans, and it's easy to borrow money even if your credit rating is less than glowing. However if you read the small print carefully you'll often find that your loan is more expensive than competing products from other lenders.

If you're looking for fast unsecured loans, a quick Web search will uncover hundreds of firms willing to give you money – even if you have a bad credit rating. Interest rates look great but if you read the small print you'll often discover that rates aren't as good as they first appear, and that the APR you'll pay is even higher than the ones listed on the lender's Web site.
We looked at a number of fast unsecured loans, and on the face of it they're a good deal: APRs of just 6.9%, which are competitive with the very best unsecured loans on the market. However once we started looking through the small print we discovered that the 6.9% APR was for loans in excess of £40,000; borrow £10,000 and the APR jumps to 9.5%, while if you borrow £5,000 the APR is 10.7% - and could be higher, depending on your financial circumstances.
Unless your credit rating is particularly unpleasant you'll find that there are stacks of lenders willing to offer you loans at much lower APRs – so don't do anything hasty. Shop around and you'll save a packet. helps you find the best loans companies for your specific needs, and gives you background information on the various types of loans available in our loans articles, more loans articles and still more loans articles.

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