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Fast Secured Loans UK

Why getting your cash can take some time

When looking for fast secured loans UK customers may be disappointed: loans signed in your own home during a salesman's visit are subject to a seven day cooling off period, while other loans may take a few days in order to arrange a valuation or to check your financial records.

When looking for fast secured loans UK customers may encounter delays depending on the type of loan or their own personal circumstances. In particular, the Consumer Credit Act forces lenders to give you a seven-day cooling off period if you sign loan forms in your own home during a salesman's visit.
With fast secured loans UK customers who shop online or on the phone aren't covered by the cooling off period, but there can still be delays between getting an in-principle loan agreement and actually getting your hands on the cash. You'll normally have to wait for the forms to be posted to you, then the lender has to wait for you to post them back before handing over any money; with some secured loans, the lender may also want to get your home valued before making a final decision on your application.
Although the delays can be irritating, they could be a blessing in disguise: with so many loans to choose from, the world of finance can be a minefield - so rushing into any application could be a costly mistake. Take your time and shop around to make sure you get the very best deal. helps you find the best loans companies for your specific needs, and gives you background information on the various types of loans available in our loans articles, more loans articles and still more loans articles.

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