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Black Horse Loans

Black Horse loans come in two flavours: homeowner loans with a typical APR of 8.9%, and personal loans with a typical APR of 14.9%. You can apply online and the usual payment protection is on offer, but Black Horse loans have very high interest rates and you can find much better deals elsewhere.

About Black Horse Loans

Black Horse loans come with some worthwhile options: there's a deferment option that means you don't start repaying your loan for 90 days, you can choose a repayment period from 12 to 60 months, and you can borrow from £500 to £15,000 (or £5,000 to £50,000 if you go for the homeowner loans). There's also the option to take a payment holiday mid-term, and the rates are fixed for the term of your loan.

That's the good news; now for the bad. If you take the unsecured option from Black Horse loans you'll pay a whopping 14.9% APR, which is more than double the rate offered by the supermarket banks. Things improve if you're a homeowner – 8.9% - but it's still on the steep side, and if you're borrowing a large sum of money you'll pay a considerable amount of money in interest charges.

The Black Horse loans site does provide plenty of relevant information and makes the application process as painless as possible, but it's an expensive option whether you're a homeowner or not. helps you find the best loans companies for your specific needs, and gives you background information on the various types of loans available in our loans articles, more loans articles and still more loans articles.

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