Loans Companies
Loans Articles

Bad Credit Secured Loans UK

Don't be fooled by giveaways and special offers

To promote bad credit secured loans UK lenders often offer goodies, which range from DVD players to bottles of wine. If your chosen loan offers an attractive APR then such goodies are a nice bonus, but only a fool decides to borrow because of a free gift.

To promote their bad credit secured loans UK lenders often offer free gifts; at the time of writing, lenders are offering DVD players, cases of wine and other nice things to anyone who borrows money. Such goodies are nice enough if you've shopped around and think the lender offers the best deal, but it's a dangerous move to let free gifts influence your borrowing decisions.
With bad credit secured loans UK lenders often charge high interest rates, and a difference of just 1% in the APR could mean you pay hundreds – or even thousands – of pounds more in interest charges. If you don't shop around and simply choose the lender who offers the best DVD player, you'll pay for your present several times over the life of your loan.
Ultimately, when looking for bad credit secured loans UK customers should look at one thing and one thing only: the APR. It's the only safe way to compare products from different lenders, and the more you borrow (or the longer you borrow for) the more money you'll repay if you don't get the lowest possible APR. helps you find the best loans companies for your specific needs, and gives you background information on the various types of loans available in our loans articles, more loans articles and still more loans articles.

If you can't find what you want on, be sure to check our loans homepage.