Apply Personal Loans
A quick read can save you a lot of time
Before you apply personal loans companies often provide a quick guide to whether your loan is likely to be approved; if you don't fit the criteria then you're probably wasting your time. Sites such as This Is Money (www.thisismoney.co.uk) can also provide you with the necessary details.
Before you apply personal loans companies will often give you a brief checklist of who they will and won't lend money to. For example, lenders might only consider applications from people over 25, or from people who haven't been turned down for credit in the last six months. If you don't meet the criteria you'll end up wasting lots of time on filling out an application form, only to be rejected when you click on the Submit button.
If the site doesn't show the information before you apply personal loans companies' criteria can be found elsewhere, on sites such as This Is Money (www.thisismoney.co.uk). When you compare loans on the site it will list the best deals, and if you click on the details button you'll see a brief list of the things that particular lender is looking for. If you look for this information in advance it can save you a great deal of time, because you can narrow your shortlist down so it only includes those lenders who are likely to consider your application.
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