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Adverse Credit Loans UK

You're spoilt for choice – so compare different offers carefully

With adverse credit loans UK customers are spoilt for choice: a seemingly endless list of firms is happy to lend money to people whose credit ratings aren't what they could be. However, with huge differences between different lenders it isn't just a good idea to shop around: it's essential.

When looking for adverse credit loans UK customers can choose from a huge range of lenders, but it's important to shop around: there are huge differences in the interest rates charged by different lenders, and some firms also charge hefty administration fees.
To compare adverse credit loans UK customers should ignore the repayment tables, because these don't tell the full story: large setup fees could lurk in the small print, making one firm's loans much more expensive than its competitors. The Annual Percentage Rate (APR) is the only way to make proper comparisons between different loan products, because it reflects the true cost of borrowing when setup fees and other costs have been taken into account.
Don't just compare the APR for your loans, though: look at the cost of payment protection insurance too. Premiums do vary widely between different lenders and you might find that while two firms may offer identical APRs, there's a big difference in the cost of their payment protection insurance. helps you find the best loans companies for your specific needs, and gives you background information on the various types of loans available in our loans articles, more loans articles and still more loans articles.

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