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ABC Loans

ABC Loans offers every conceivable kind of product, from secured and unsecured personal loans to commercial loans and remortgages. If you take out a secured loan they'll give you a DVD player – although with APRs ranging from 7.9% to 11.9% (variable), homeowners can get a better deal elsewhere.

About ABC Loans

When it comes to borrowing, interest rates are more important than a cheap gimmick – especially if your loan is over a long period of time. ABC Loans will give you a DVD player if you take out a secured loan, but with APRs of up to 11.9% variable your loan could be a few hundred pounds cheaper with another lender: enough for several DVD players.

It's even worse news for unsecured loans. ABC Loans has different interest rates for different borrowing amounts – but they're all high. Borrow more than £12,000 and the APR is 13.9%; borrow less than £2,500 and the interest rate is an incredible 21.2% APR. The site stresses that the quoted APRs are examples only – ABC Loans deals with multiple lenders – but we think they're steep enough to scare you off.

ABC Loans' main selling point is that it will consider anybody – in particular, the people that mainstream banks won't touch. However, unless you're convinced that the high street banks won't touch you, we'd recommend shopping around – especially if you're a homeowner or if you're borrowing a relatively small amount. helps you find the best loans companies for your specific needs, and gives you background information on the various types of loans available in our loans articles, more loans articles and still more loans articles.

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